Borrowing With Low Interest Rates

Equities First Holdings is a leader in what is called alternative shareholding financing. Their Website states, “We do one thing so you can do anything.” In essence, Equities First offers high loan to values at low interest rates. These may be in the form of non-purpose loans.Investopedia defines non-purpose loans: “A type of loan that uses an investment portfolio as loan collateral, and the proceeds of which can not be used to purchase, carry or trade securities.” This type of loan requires borrowers to state how they will use the funds, and the lender is required to inform the borrower if the loan is a non-purpose, or purpose loan.

Equities First appeals to business ventures or individuals who need capital in a short period of time, or those deemed not to qualify for conventional credit-based loans. Moreover, the economic climate is such that banks and more traditional lending institutions have tightened criteria concerning issuing loans.Equities First issues stock-based loans. These are in keeping with the definition of a non-purpose loan stated earlier. Some of the characteristics of a stock-based loan include

– Fixed interest rate between 3 percent and 4 percent

– Most stock-based loans allow the borrower to “walk away” and keep the initial loan proceeds. The borrower has no continued obligation to the lender.

– Stock-based loans are an efficient alternative lending solution.

In its nearly fifteen year history, Equities First has completed an estimated 650 transactions internationally. These transactions are estimated at around a total of $1.4 billion to date. The company is reported to be experiencing growth at present in the lending industry by such sources as “Market Wired,” in a July 2016 report.

Highland Capital – One Of The Largest Institutions In The Alternative Investment Space

Highland Capital is one of the most prestigious and globally acknowledged and acclaimed alternative credit managers and investment advisers, which along with its subsidiaries and affiliates have over $14 billion in assets under management. The company is registered with Securities and Exchange Commission and is specialized in credit strategies, distressed equity, special situation Equity First, credit hedge funds, collateralized loan obligations, long only funds, and more. The company offers its vast clientele a broad spectrum of alternative investment options, such as emerging markets, natural resources, long and short equities, and so on.

The client base of Highland Capital includes financial intuitions, fund of funds, public pension plans, high net worth individuals, governments, corporations, endowments, trusts, foundations, organizations, and so on. Highland Capital has its headquarters in Texas and has branches in Seoul, New York, Singapore and Sao Paulo. The company has been in the business for over 20 years, and the founding steps were taken in 1990 when the two founding partners, Mark Okada and James Dondero started a joint venture named Protective Life Insurance Corporation. The company dealt in fixed income markets and managed secured bank loans. In just a few years, the corporation evolved and grew to become Protective Asset Management Company, and was by then a SEC licensed and registered investment and financial advisor.

The company entered the alternative investment space in the year 2000 and started its first mutual fund in the year 2004. The continuous growth of the company was marked by the company opening its first ever international office in Singapore in 2008, and at Seoul in 2011. Highland Capital is also credited with launching one of the first ever non-bank collateralized loan obligation (CLO) in 1996. Since then, the company has managed, monitored and structured over 39 CDOs and CLOs, which accounts for over $32 Billion in assets value. It makes the Highland Capital, the world’s largest CLO manager.The company continues to remain dynamic even after achieving great heights of success and has branched out comprehensively in the investment market to provide clients with result-oriented and customized investment strategies, which promises to fetch high returns.

 

Tops The List Of Texas Banking Institutions

NexBank Capital, Inc. is a Dallas-based financial company that functions through three main businesses. These financial businesses include mortgage banking, institutional services, and commercial banking. Their professional team is experienced in giving clients personalized solutions that meet their needs.

 

 

This financial services firm is ranked the 13th largest bank in the entire state of Texas and the 4th largest bank in Dallas. Their legal lending limit is an astounding $82.7 million, but has the capabilities to lend larger amounts. NexBank mainly services institutional clients, corporations, financial institutions, and individuals from all over the country.

 

 

The company offers its clients unparalleled value through their custom solutions. Their charter dates back to 1922, allowing them to stay committed to their mission of providing banking services to meet every one of their clients’ needs.

 

 

Their services include personal checking and savings accounts, mortgages, commercial checking and savings accounts, treasury management, commercial lending, corporate banking and lending, acquisitions and mergers, corporate finance and advisory, agency services, and investment banking. NexBank has services for everyone.

 

 

Among their expert professionals are many executive leaders that ensure NexBank delivers the best service to its clients. John Holt stands as the company’s leader; as its President and CEO. His responsibilities include creating and executing the company’s strategies, and overseeing the company’s financial performance. Under his leadership, the company has grown into one of the largest Dallas-based banks, with assets of over $4 billion. Holt also sits on the Board of Directors of the Texas Bankers Association and is Vice President of the Texas Bankers Association’s Community Bankers Council.

 

 

Alongside John Holt are NexBank’s Chief Operating Officer Matt Siekielski, Chief Financial Officer Craig Korbuly, Chief Credit Officer Rhett Miller, and Senior Managing Director Craig Campbell. These leaders create a formidable team to ensure quality banking services are NexBank’s top priority.

Equities First Holdings: Specializing In Stock Based Loans

In the financial world, Equities First Holdings is one of the most recognized companies. It has regional offices in the United States in New York and other parts of the country. Moreover, its headquarters is in Indianapolis. When the company wanted to expand, it thought about expanding its services to cover the entire world. For this reason, they engaged in the action of working towards the development of the stock-based loans. Because of this, they now cover every continent in the world through their regional offices in Hong Kong, Bangkok, Sydney, Perth, Singapore, Australia, and London. Equities First Holdings is also one of the fastest growing companies based in the United States.

For Equities First Holdings, they engage in the issuance of loans using stocks as collateral. For the sake of business, you get a loan with the company through which you are required to secure the fast working loan using the best sources of determination. For more than 12 years of professional experience in landing, the company has worked with their stakeholders and regional offices in every continent of the world to complete more than 2,000 transactions.

For this reason, Equities First Holdings has also issued more than $2 billion of loans to its client companies and individuals. While the company sees these transactions as a major achievement in loan business, Al Christy does not recognize this through achievement. However, he sees these operations as part of the daily business they conduct on a normal working day in the company. This is what they do best while in office.The stock-based loans are characterized by the non-purpose feature which lets the user of the loan never to say the intended use of the money as a way of qualification. For this reason, he works to see the use of the loans develop a brighter future for the users.